What is the medical payment (Med Pay) coverage part of your auto insurance policy?

Medical payments coverage (MedPay) is a portion of your automobile insurance policy, which if you opt to purchase it, pays 100% of your medical bills up to the limit you selected. For example, if you select $2,000 in medical payments coverage, it would pay $2,000 of your medical bills. This is important because Personal Injury … Read more

What to Do If the Insurance Company Calls You Before You Hire an Attorney

It is not uncommon for insurance companies to have their adjusters call people who are involved in an auto crash shortly after the accident. Insurance companies do this to try to get a statement from you as to whether you are injured within a few hours of the crash.  Insurance companies are well aware that … Read more

Why do some cars show more property damage than others? Why isn’t the amount of property damage what determines if a person was injured in a crash?

The reason that many cars show visible property damage is because of the way car manufacturers design them for safety. Many vehicles are designed so that particular parts on the vehicle will crack and break off in a crash in order to deflect the impact of the crash away from where the passengers are located … Read more

What If there is much more damage to the vehicle that caused the accident than to your own car? How can that affect your case?

Some jurors in accident cases believe in the myth that property damage equals injury. This means that jurors likely will believe that unless your vehicle sustained substantial property damage, you were not injured. Ironically, this commonly-held belief is refuted entirely by the body of medical and scientific evidence that has been developed over years regarding … Read more

Why the Body Shop’s Damage Photos Can Help Your Case

Body shops take pictures of the entire damage, often storing those photographs on a computer. Later, if the insurance company has any questions about the actual damage to the vehicle, the body shop can email or mail photos of the car to support their findings. These photos are critically important to your case, if you … Read more