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Water Leak Over 14 Days: What You Need to Know
Go to Water Leak Over 14 Days: What You Need to KnowYOU MAY NOT BE EXCLUDED FOR A WATER LEAK OCCURRING MORE THAN 14 DAYS Many homeowner’s policies have an exclusion which generally states we do not insure for a loss caused by constant or repeated seepage or leakage of water over a period of 14 or more days. Other policies state that a loss won’t…
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Hurricane Irma: DOCUMENT now to Speed Recovery After the Storm
Go to Hurricane Irma: DOCUMENT now to Speed Recovery After the StormBased on 20 years of handling building insurance claims: To speed up recovery on your building insurance claims after Hurricane Irma the main action you need to take? DOCUMENT EVERYTHING BEFORE AND AFTER THE STORM Before you evacuate, photograph and video the condition of your building and contents. Do this before you evacuate. Photograph and…
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Hurricane Irma Preparation
Go to Hurricane Irma PreparationIn the Path of Hurricane Irma . . . What Now? Based on 20 years of helping hurricane victims recover–what Floridians should do now: Pay attention to weather reports, and be prepared to evacuate. In the coming days, Floridians should carefully monitor the National Hurricane Center website for updates on Hurricane Irma: https://www.nhc.noaa.gov/ Understand that…
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Texas HB1774 – Potential Impact to Those Affected by Hurricane Harvey
Go to Texas HB1774 – Potential Impact to Those Affected by Hurricane HarveyWhile search and rescue operations continue in Texas, it is difficult to think about recovery and build back. However, this is time-sensitive for those who are safe: Texans who may have wind damage, if at all possible, email or fax to your insurer (not the agent) a dated Notice of Hurricane Harvey claim by no…
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Florida Wildfire State of Emergency: 5 Tips to Protect Yourself
Go to Florida Wildfire State of Emergency: 5 Tips to Protect Yourself“It could never happen to me.” That is what the survivor reptile part of our brains tells us when we see homes out west engulfed by widespread wildfires. Well, this week Floridians are feeling more at risk. On Saturday, the morning of April 8th, I walked out my front door to smell fire. The interstate,…
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Hurricane Damage Claim? Hurry Up!
Go to Hurricane Damage Claim? Hurry Up!Homeowner in Florida? You need to act fast. People in Florida know only too well that adverse climatic events can ruin your life. The way you react to it in the days following is a real game changer. A natural disaster is one of the things you never want to be involved in. However, no matter…
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What If there is much more damage to the vehicle that caused the accident than to your own car? How can that affect your case?
Go to What If there is much more damage to the vehicle that caused the accident than to your own car? How can that affect your case?Some jurors in accident cases believe in the myth that property damage equals injury. This means that jurors likely will believe that unless your vehicle sustained substantial property damage, you were not injured. Ironically, this commonly-held belief is refuted entirely by the body of medical and scientific evidence that has been developed over years regarding…
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Why the Body Shop’s Damage Photos Can Help Your Case
Go to Why the Body Shop’s Damage Photos Can Help Your CaseBody shops take pictures of the entire damage, often storing those photographs on a computer. Later, if the insurance company has any questions about the actual damage to the vehicle, the body shop can email or mail photos of the car to support their findings. These photos are critically important to your case, if you…
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Does the Amount of Property Damage to Your Car Matter in Your Injury Case and What Myths Do People Presume to be True?
Go to Does the Amount of Property Damage to Your Car Matter in Your Injury Case and What Myths Do People Presume to be True?According to medical documentation provided by neurologists and orthopedists, there is no direct correlation between the amount of property damage in an accident and the type and severity of injuries received. Everyone has a different injury tolerance, and it is very common for two people who experience the same accident to have different injuries. That…
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Traffic Deaths Increase in 2012
Go to Traffic Deaths Increase in 2012Traffic deaths in the United States have jumped almost 14% this year alone. This is in contrast to a decrease in traffic deaths over the last 5 years. The National Highway Traffic and Safety Administration estimated that approximately 7,630 people have died in the first three months of 2012, up from 6,720 in the first…
