Judge Strikes down Major Portions of Florida’s New PIP Law
On March 15, 2013, Circuit Judge Terry Lewis issued a temporary injunction prohibiting insurance companies from acting and enforcing major portions of Florida’s new PIP laws. His granting of the motion for a temporary injunction stops portions of the new anti-consumer PIP law from going into effect. This law substituted the medical care recommended by
Property Damage and Plastic Bumper Covers – Part 2
Many times, clients have wondered whether it was worthwhile to get their car repaired because it didn’t look like there was much damage to the plastic bumper cover. However, many times when the bumper cover is removed it is very obvious that there are thousands of dollars of property damage, including bent steel, metal and sometimes
Property Damage and Plastic Bumper Covers – Part 1
Getting your car repaired is generally one of the first things most people will do in a car crash. It’s essential that everyone get back on the road as soon as possible because they need the car for a number of reasons; getting back and forth to work, going to the store, picking up children
2013 Changes To Florida PIP Laws – Part 6
Under Florida law PIP is primary over all other forms of insurance. What this means is that PIP must be used and exhausted before any other form of insurance will pay a medical bill. Thus, as an example, if someone is in a car crash and there are PIP benefits available, Medicare, Medicaid or private
2013 Changes To Florida PIP Laws – Part 5
If the thresholds in my previous mentioned blogs have been met, there are two (2) different levels of PIP medial benefits that a person paying for PIP may receive. 1. $10,000.00 of medical bills could be paid if the person has an “emergency medical condition”. 2. $2,500.00 for treatment that is not for an initially
2013 Changes To Florida PIP Laws – Part 4
As I stated in an earlier blog, PIP only pays for services if there was initial treatment within fourteen (14) days of the crash then the following occurs: 1. The filed services are on the referral form of a MD, DO, DC and 2. The filed services are consistent with the underlying medical diagnosis rendered
2013 Changes To Florida PIP Laws – Part 3
Beginning on line #555 of the Bill it states “the medical benefits must provide reimbursement only for such… Initial services and care that are lawfully provided, supervised, ordered, or prescribed by a physician licensed under chapter 458 or chapter 459, a dentist licensed under chapter 466, or a chiropractic physician licensed under chapter
2013 Changes To Florida PIP Laws – Part 2
Prior to the new PIP Bill, dating all the way back to the early 1970’s, PIP was a way for Floridians who did not have health insurance and who were in a car crash to receive up to $10,000.00 in medical benefits. This law applied to anyone who was in a car crash and it
2013 Changes to Florida’s PIP Laws
The Florida Legislature passed a Bill in the 2012 legislative session massively overhauling Florida’s Personal Injury Protection Statute, otherwise known as the “PIP Statute.” This legislation was formulated and strongly pushed by Governor Rick Scott and instead of addressing its intended purpose of battling fraud and saving consumers money; it in effect was a massive