Other Ways Investigators Can Help Your Case
One of the methods insurance companies use to defeat your claim is to argue that there is not enough property damage to the vehicles to have caused permanent injury to the injured party. The medical science involved frequently will not back up such a statement. Everyone has a different injury “threshold”. Some people can sustain
The Importance of Investigators in Your Auto Accident Case
Investigators provide a vital role in your automobile, motorcycle, or trucking accident case. They arrive at the scene of the crash quickly to take photographs, collect witness statements, and see if there are any other witnesses who haven’t already identified themselves to law enforcement officers. Investigators collect a large amount of information at the accident
How to Prepare for an Examination Under Oath
Preparation is key to surviving your EUO with your case intact. To properly prepare you, your attorney should meet with you ahead of time to go over all your medical records, review the details of the accident with you, and to make sure you have a clear understanding of both the accident and your medical
More Information About EUOs
The obligation to submit to an Examinations Under Oath is not restricted just to insurance policies with uninsured motorist coverage. It also can apply to policies where an injured person is seeking PIP benefits, under a policy other than his own. For example, is if a passenger in a vehicle does not have PIP coverage
What is an examination under oath (EUO) and how can it affect your case?
Your insurance policy is a contract between you and your insurance company. As with any contract, there are certain obligations for each party to the contract. Insurance policies typically include a “cooperation clause,” which requires the policyholder to cooperate with the insurance company during the claim investigation process. One of the obligations that policyholders have
Why do most people choose not to use their health insurance to pay medical bills after PIP and MedPay has been exhausted?
If you choose to pay your medical bills from your health insurance benefits, after PIP and Med Pay have been exhausted, any applicable deductible must be satisfied first. Depending on the deductible on your health insurance policy, you could be responsible normally for $2,000- $5,000 up front, in addition to any copays every time you
What is the medical payment (Med Pay) coverage part of your auto insurance policy?
Medical payments coverage (MedPay) is a portion of your automobile insurance policy, which if you opt to purchase it, pays 100% of your medical bills up to the limit you selected. For example, if you select $2,000 in medical payments coverage, it would pay $2,000 of your medical bills. This is important because Personal Injury
What to Do If the Insurance Company Calls You Before You Hire an Attorney
It is not uncommon for insurance companies to have their adjusters call people who are involved in an auto crash shortly after the accident. Insurance companies do this to try to get a statement from you as to whether you are injured within a few hours of the crash. Insurance companies are well aware that
Why do some cars show more property damage than others? Why isn’t the amount of property damage what determines if a person was injured in a crash?
The reason that many cars show visible property damage is because of the way car manufacturers design them for safety. Many vehicles are designed so that particular parts on the vehicle will crack and break off in a crash in order to deflect the impact of the crash away from where the passengers are located
