How to Pay Your Bills When You Miss Work Due to an Auto Accident
After being in an auto accident, you may wonder how you will pay all of your bills when you have to miss work due to the injuries and the doctor’s visits. Fortunately, you live in Florida, a no-fault state. Here’s why you are so lucky. In Florida, and eleven other no fault states, up to
Florida’s New Personal Injury Protection (PIP) Law Takes Effect January 2013
Florida’s new PIP Law takes effect January 1, 2013. The Florida Legislature has enacted a new PIP Statute which severely limits your rights to obtain your benefits under your PIP insurance. Additionally, it gives insurance companies numerous ways out for not lowering their rates. Thus, in effect, this is a huge boom for the insurance
Anatomy of a Rear End Collision
Getting rear-ended is one of the most common accidents, and often one of the simplest when it comes to determining who is at fault. In most cases, the driver of the vehicle that hits the vehicle in front of it is at fault. For example: you’re driving down the highway when the traffic suddenly stops
What Happens When the Other Driver Doesn’t Have Insurance?
You get hit, and either the other driver speeds away, or the driver tells you that he or she doesn’t have insurance (or not enough insurance). What do you do? According to the Insurance Research Council, in 2009, 24% of Florida residents were uninsured – one of the highest percentages in the nation. Even though
Why Lawyers Ask About Your Hobbies
One of the final components that a lawyer looks at when negotiating a settlement is how the accident affected your quality of life. In order to do that, the attorney has to get to know you as you were before the accident, and that can lead to some surprising questions. Lawyers will want to know
How PIP Works in Your Florida Auto Accident
Personal Injury Protection is insurance that covers medical expenses for you and your passengers, regardless of who is at fault for the accident. That’s the short explanation. Here’s the breakdown of how it works: Your PIP only covers up to 80% of medical bills up to $10,000 and up to 60% of lost wages up
What Role Does My Doctor Play in My Auto Accident Case?
The doctor you see after you are injured in an auto accident has two responsibilities: 1) To help you recover as much as possible. 2) To gather documentation of your injury. You should see a doctor as soon after your accident as possible, even if you aren’t “that hurt.” It often takes up to a
How Long Do Car Accident Cases Usually Last?
The settlement phase, during which your lawyer and the insurance company decide on a fair offer of compensation, can last anywhere from three months to a year and a half for a relatively simple rear-end auto accident. For example, if you were hit from behind, experienced some pain and sought treatment with one to two
Seven Mistakes Victims Make When Dealing with Doctors
Not seeking medical help immediately. This is the most common mistake, because many people only realize they are hurt days after an accident. By then, you have risked your health by not treating your injuries early, and risked your case. Waiting to see a doctor tells the insurance companies that your injury wasn’t “that bad,”
