It is very important to note when you are seeking lost wages from your PIP coverage that once the form is submitted to us, we immediately forward it over to the insurance company who then has thirty (30) days to pay your lost wages. Because of this delay, it is very important if you have a lost wage claim and need to have your lost wages paid, that you notify your attorney immediately. The reason for this is the amount of PIP coverage is only $10,000.00. Which means PIP is “finite” insurance – it runs out. At the same time that you are seeking your lost wages, your medical providers will also be seeking to have their bills paid and will be submitting them to PIP. Thus, if you do not provide the form to your attorney’s office quickly, you may find that your PIP coverage has been completely used up by your medical providers. Normally it takes your medical providers approximately 3 to 4 months to use up your PIP; however, every case is different. The cost of your ER bills, the type treatment you need, what type of diagnostic testing you require (MRI’s, CT scans, X-rays) will all determine how long your PIP benefits last.
If you or someone you know has been injured in an auto accident, call us at Christopher Ligori & Associates at 877-444-2929 and we will be happy to assist you with your lost wage claim, as well as your bodily injury claim, under insured motorist claim, property damage and/or any other type of claim that you are entitled to make.